Different companies help mitigate various travel risks in unique ways, so it pays to shop around.
If the past few years have shown us anything, it’s that travellers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.
If you don’t have sufficient travel insurance coverage via your credit card, you can supplement your policies with third-party plans.
Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.
| Best travel insurance category | Company winner |
|---|---|
| Best overall | Berkshire Hathaway Travel Protection. |
| Best for emergency medical coverage | Allianz Global Assistance. |
| Best for travelers with pre-existing medical conditions | Travel Guard by AIG. |
| Best for those who pack expensive equipment | Travel Insured International. |
| Best for travellers with pre-existing medical conditions | World Nomads. |
| Best for medical coverage | Travelex Insurance Services. |
| Best if you have travel credit card coverage | Seven Corners. |
| Best for adventurous travellers | IMG. |
| Best for long-term travellers | Tin Leg. |
| Best for booking travel with points and miles | TravelSafe. |
| Best for travellers with unpredictable work demands | HTH Insurance. |
How we found the best travel insurance
We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveller was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.
On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.
However, depending on the plan, you may be able to customize it at an added cost.
